Please answer the following 3 questions. Please use the attached chapter reading as a reference and cite in apa format. 

Annuities. Social Insurance Programs. 

In your initial response to the topic you have to answer all questions.

1. Compare annuities to life insurance policies in terms of their use as investment vehicles.
2. Why isnt flood insurance offered along with other types of property and casualty policies?
3. What types of coverage are available through a FAIR plan?